LOCK IT UP, EARN MORE
If you've got a chunk of money that you won't need for a while, lock it away in a Fixed Term Deposit Account and watch your investment grow. With a fixed rate of interest and a choice of terms, you can be sure of what you're getting.
Know what you'll earn
You could earn up to 20% interest p.a. The rate of interest you earn is fixed, so you'll know exactly how much you're getting.
A home for your lump sum
Got money you won't need for a while? Get a better rate of interest than your regular savings account.
Your Investment, your choice
Choose how long you want to put your money away for, how you want to receive your interest and how you want your account managed.
Features and Benefits
A minimum of
60 - 365
days with an option of roll over
rate for investments
- Option of monthly interests paid into desired customer's account while deposit is ongoing
- Option of upfront interest on commercial papers
- Backend interests with principal at the end of tenor.
Account Opening Requirements
- Completed account opening form
- Documentary Evidence of Address
- 1 Passport photograph
- Valid ID
Read the terms and conditions of this service.
The Nuts and Bolts
We're up front with our customers about everything. We've created this handy summary of our Fixed Deposit Account's key features so you can see the important information from the get-go.
How much can I borrow?Our minimum loan amount is N100,000 and the upper limit for a new customer is N5, 000, 000. Both depend on borrower’s capacity to repay based on verifiable income level and other selection criteria.
How do I make repayments on my loan?You can make repayments via four different channels depending on which is convenient. Remita: This serves as an automated primary form of repayment towards your existing facility. It is set up by contacting your bank and having them set it up on your behalf. Direct Debit Mandate (DDM): This is adopted as your primary form of repayment towards your existing facility and is set up as a part of your initial application process via your online profile. NUBAN Cheques: Your cheques serve as a fall back plan for repayment and will be presented only in cases where we are unable to claim your repayment via Remita or DDM. Online Payments: You can login to your online profile page on our Secured Online Banking Platform and conveniently make your loan repayment. This payment is reconciled automatically without human interference and can easily be adopted as a primary form of repayment.
What is Online banking?Online banking is a real time solution that enables you to access your account 24 hours a day, 7 days a week.
What does DDM mean?It is a convenient way of making your payment without having your cheque presented, for loan repayment or Target Savings contribution.
What is the minimum amount I can save with Page?The minimum amount is N10, 000.00
What is the minimum amount I can fix with Page?The minimum amount is N200, 000.00
What are Orange Rewards?Orange Rewards is a scheme by Page to reward its customers as part of the relationship experience with us. They are loyalty points which accrues with time and can be converted into cash or airtime for your use.
What is Confidence Rating?This is a scheme by Page to reward its customers as part of the relationship experience with us.