Page offers easily accessible consumer and business loans to our customers through our simple, innovative, technologically advanced and transparent services backed with our highly competitive rates and service guarantees.
Our focus is on absolute customer satisfaction, so our supportive Service Engagement Executives will always follow through on clients’ requests using our innovatively automated operational system to ensure a seamless process, strictly for our clients’ convenience.
Page Loans are characterized by the following:
- We can lend to individuals and corporate organisations
- No management fees
- No collaterals
- No guarantors
- Instant approval after assessment
- 3hrs disbursement on approval
- Automated platforms and easily accessible services
- Cashless transactions
This entails the management of funds on behalf of customers/ clients based on agreed tenor and rate. Page’s funds management portfolio are efficient investment platforms that enables our clients to achieve both their long or short term financial goals. They serve as security for customers’ financial lives or as targeted savings for specific projects.
Investing with Page affords customers highly competitive interest rates, giving the average middle class, high net worth individuals and corporations the opportunity to invest and earn good returns on their investment.
All funds are NDIC insured and with continuous savings, our customers enjoy our Page Loyalty Benefits throughout the life of their investment.
- Highly competitive interest rates
- Minimum deposit amount of N50,000.00
- Minimum 60 days tenor
- Convenient rollover options
- Interest payable upfront or back end
- Monthly interest payable into any nominated account
- Option of quarterly interest on deposits
Asset Finance: Whether it’s a new car, a new phone or furniture, we offer personal and flexible financing for property, vehicles and lifestyle assets. Customers can view and manage your finance online.
Project Finance: Our Project Finance is a solution that assists businesses with solving cash flow issues due to growth related challenges in their business. Project Finance is for either a once-off need or for regular use in your business – for 1 or 2 or 3-month terms. If your business is contract or project based – then our project finance is a match for you.
Debt Factoring: We offer debt factoring services for clients that need their loans or receivables bought at a discount and making a profit from their collection.
Debt Securitization: We help clients transform identified pools of contractual debt/ receivables into marketable securities e.g. bonds through suitable repackaging of cash-flows that they generate.
Debt Administration: We provide debt/ loan restructuring services to clients facing cash flow problems. This involves the alteration of the terms of the debt agreement to restore liquidity to the client’s business.
Financial Consultancy: We specialise in providing clients with quality, professional and reliable financial advice. Whatever your requirements or financial situation, we can ensure that we find the best solution for you.
Covered Bonds: Our Covered Bonds are collateralised against a pool of assets that, in case of failure of the issuer, can cover claims at any point of time.
Issuing of vouchers, coupons, cards and token stamps: This service extends to all payments solutions and payments systems.
Some of our recent service inclusions are the Page Overdraft, Page Ease Loans, Back 2 School Loans, Independent Salary Domiciliation and Complimentary Overdrafts for Deposits and Page Ease Loans.
How much can I borrow?Our minimum loan amount is N100,000 and the upper limit for a new customer is N5, 000, 000. Both depend on borrower’s capacity to repay based on verifiable income level and other selection criteria.
How do I make repayments on my loan?You can make repayments via four different channels depending on which is convenient. Remita: This serves as an automated primary form of repayment towards your existing facility. It is set up by contacting your bank and having them set it up on your behalf. Direct Debit Mandate (DDM): This is adopted as your primary form of repayment towards your existing facility and is set up as a part of your initial application process via your online profile. NUBAN Cheques: Your cheques serve as a fall back plan for repayment and will be presented only in cases where we are unable to claim your repayment via Remita or DDM. Online Payments: You can login to your online profile page on our Secured Online Banking Platform and conveniently make your loan repayment. This payment is reconciled automatically without human interference and can easily be adopted as a primary form of repayment.
What is Online banking?Online banking is a real time solution that enables you to access your account 24 hours a day, 7 days a week.
What does DDM mean?It is a convenient way of making your payment without having your cheque presented, for loan repayment or Target Savings contribution.
What is the minimum amount I can save with Page?The minimum amount is N10, 000.00
What is the minimum amount I can fix with Page?The minimum amount is N200, 000.00
What are Orange Rewards?Orange Rewards is a scheme by Page to reward its customers as part of the relationship experience with us. They are loyalty points which accrues with time and can be converted into cash or airtime for your use.
What is Confidence Rating?This is a scheme by Page to reward its customers as part of the relationship experience with us.