You can open an account by visiting any of our branches with a valid government-issued ID, proof of address (utility bill or bank statement dated within the last 3 months), and a passport photograph. Alternatively, start the process online through our contact page and a relationship officer will guide you.
The standard requirements are:
- A valid government-issued photo ID (NIN slip, National ID card, International Passport, or Driver's Licence)
- Proof of address not older than 3 months
- One recent passport photograph
- BVN (Bank Verification Number)
Business accounts may require additional documents such as CAC registration, board resolution, and tax identification number.
Minimum balance requirements vary by account type. Our basic savings account has a low minimum balance to keep it accessible to everyone. Please contact us or visit a branch to get the specific requirements for the account type you are interested in.
We offer a range of loan products including:
- Personal Loans — for everyday needs, education, or emergencies
- Business Loans — to grow or start your business
- Asset Finance — for vehicles and equipment
- Salary Advance — quick cash against your next payslip
Visit our Loans page to compare products and find the right fit for your needs.
Most personal loan applications are reviewed within 24–48 hours once all required documents have been submitted. Business loans may take 3–5 working days depending on the complexity of the application. We will keep you updated at every stage of the process.
Loan limits depend on your account history, income, credit assessment, and the type of loan you apply for. Our team will assess your eligibility and advise the maximum amount available to you during the application process. Contact us to discuss your specific requirements.
Yes, early repayment is allowed. Depending on your loan agreement, a reduced interest charge may apply for the remaining term. Please speak with your relationship officer or contact our support team to get a settlement figure before making early payment.
Interest rates are competitive and vary by savings product. Fixed deposits and target savings plans attract higher rates than standard savings accounts. Rates are reviewed periodically in line with the Central Bank of Nigeria guidelines. Contact us for the most current rates.
Yes. Our fixed deposit accounts allow you to lock in your funds for a set period — ranging from 30 days to 12 months — at an agreed interest rate. This is ideal if you want a guaranteed return without market risk. Visit a branch or contact us to get started.
You can access your account online 24/7 through our internet banking portal. Simply click the Online Banking button in the top navigation. If you haven't enrolled yet, visit any branch or call our support line to activate online banking for your account.
Our digital banking platform is accessible via any modern web browser on desktop, tablet, and mobile devices. A dedicated mobile app is also available. Contact us for download links and setup assistance.
Click the "Forgot Password" link on the login page and follow the on-screen steps. You will receive a reset link to your registered email address or a one-time PIN to your phone number. If you continue to have trouble, call our support line and we will assist you promptly.
We use multi-layer encryption, real-time fraud monitoring, and strict access controls to protect your funds and personal information. All transactions are secured with SSL/TLS encryption, and we conduct regular security audits. We are also licensed and regulated by the appropriate Nigerian financial authorities.
Contact us immediately on our 24/7 support line or visit the nearest branch. We can freeze your account instantly to prevent further transactions while we investigate. Never share your PIN, password, or one-time passcode with anyone — including people claiming to be PIFC staff.
No. Page International Finance will never ask for your full PIN, password, or one-time passcode via phone, email, or SMS. If you receive any such request, it is a scam. Please report it to us immediately at our contact page.
Still Have Questions?
Our team is available Monday – Friday, 8 am – 5 pm. We're happy to help.