Kicking Off the Festive Season: How to Financially Prepare for a Detty December in November.
posted on Nov 6, 2024 | 987 likes
Welcome to November, aka the pregame to the most anticipated time of the year, Detty December! The countdown to the season of flexing, family gatherings, and endless celebrations has officially begun. If you’re anything like the typical Nigerian, you already know that December is when everyone brings out their finest, from weddings to jollof rice parties and weekend getaways.
Kicking Off the Festive Season: How to Financially Prepare for a Detty December in November.
Welcome to November, aka the pregame to the most anticipated time of the year, Detty December! The countdown to the season of flexing, family gatherings, and endless celebrations has officially begun. If you’re anything like the typical Nigerian, you already know that December is when everyone brings out their finest, from weddings to jollof rice parties and weekend getaways.
But before you start flexing in December, you need a game plan, financially! That’s where Page Financials comes in, to make sure you don’t run out of cash just when things are getting lit.
In this blog, we’ll discuss how you can start preparing your finances from November so you can enjoy the festive season without going broke by January.
1. Set a Festive Budget – November is the Time!
Let’s be real, November is the perfect time to start thinking about how much you’re willing to spend in December. From Christmas gifts to weekend turn-ups and end-of-year trips, the expenses can pile up fast.
Here’s the deal: start with a budget! You don’t want to find yourself shouting borrow me 2K in December just because you didn’t plan well. Use Page Financials’ Mobile App to track your spending from November. That way, you’ll know exactly where your money is going and can set realistic spending limits for the festive season.
2. Take Advantage of Page Financials’ Investment Plans
While you’re budgeting, don’t forget to save for the long-term! November is a great time to invest any extra cash you have lying around. With Page Financials, you can start investing as little as N500,000 to grow your money before the festivities hit full swing. Think of it as a way to secure that Detty December spending fund, while still having enough left to enter January feeling like a boss.
The earlier you start, the more you’ll have by December—so why wait?
3. Consider a Short-Term Loan for Big Expenses
We know how the festive season can go. Maybe you’ve planned to upgrade your gengen wardrobe for that big wedding or you’re planning a family trip but your bank account says otherwise. No stress! Page Financials has got your back with instant loans, perfect for covering those big expenses without breaking the bank.
With a quick and easy loan application process, you can get the funds you need in time for the season. Plus, Page Financials offers loans with no collateral, meaning you don’t have to stress about complicated requirements. Just apply through our app, and we’ll sort you out before December hits.
4. Make Payments Smooth and Easy with Page Financials Cards
Imagine being in the middle of an owambe, the DJ is playing “Buga” and everyone is having a great time. Then you realize you need to quickly pay for something—maybe that last-minute gift or extra drinks for the table. Instead of running to the ATM or scrambling for cash, just swipe your Page Financials Card or use our Mobile App to make instant payments.
Our card makes it easy to handle all your festive season transactions, whether you’re at the market, shopping online for Black Friday deals, or paying for services on the go. With our digital payment options, you can relax and enjoy the season knowing your payments are sorted!
5. Festive Discounts and Promos – Keep an Eye Out!
One of the best things about the festive season is the awoof—discounts, sales, and promotions are everywhere. Whether it’s Black Friday deals or Christmas promos, November is the month to start keeping an eye out for deals that will save you some serious cash.
And guess what? Page Financials’ Black Friday Loyalty Program is around the corner! From October 30th to December 7th, you can enjoy exclusive discounts with participating vendors just by using your Page Financials debit card and mobile app. So, start preparing to take full advantage of these offers, and save yourself some extra cash for December.
6. Plan for January – Don’t Go Broke After the Festivities
December might be fun, but January? January is 74 days long! Nigerian’s unofficial month of “broke-ness” comes right after all the December fun. So, while you’re planning your Detty December budget, don’t forget to stash something away for the New Year.
With Page Financials, you can set up a savings plan that automatically moves a percentage of your income into a savings or investment account each month. That way, when January rolls around and people are asking “where are all the December salary spenders now?”, you’ll still be flexing comfortably.
Conclusion: Start Preparing Now for a Stress-Free Festive Season
The festive season is all about having fun, but smart Nigerians know it’s also about being prepared. By starting early in November, you can make sure you have enough money to enjoy all the fun December has to offer without the stress of last-minute loans or scrambling for funds.
With Page Financials in your corner, whether it’s through budgeting on our mobile app, taking out a quick loan, or using our card for hassle-free payments, you’re covered from now till the end of the festive season.
So, what are you waiting for? Download the Page Financials app today, and let’s get you ready for the best Detty December yet!