How To Stay Financially Buoyant Through the Holidays.
posted on Dec 3, 2021 | 433 likes
Do these things, and you won't be broke this season!
The big holiday is soon upon us, whether you need to work on your spending habits, learn how to save, or find ways to earn more money, you can find a way to meet all the financial pressures mounting and still remain financially buoyant.
Being broke is not something that anyone is proud of, at that stage, it seems the world has stopped moving for you. It heralds a period where everything you see on sale looks beautiful and you just want to pay for it, but the economic realities in your bank account begs to differ. Sucks, right?
If you want to change your financial situation, you have to set certain goals. Think about exactly what you want your finances to look like and what you can do to achieve those goals. Asides creating a budget, follow these steps to start working towards better peace of mind:
Avoid Impulse Buys
From Black Friday to Cyber Monday and Discount Tuesday, there is an increased promotion of deals all over the world during this time. But, if you always have a plan for what you will buy, you will have a much easier time managing your finances.
Knowing that you always find it difficult to turn a blind eye when you go to a mall, it is better to avoid going there except you want to buy stuff.
A better way to fight this is by writing out a list when you want to go shopping and sticking to it. This will help you know what to buy and what not to buy.
Try spending time with more economical people. If you are always around people who spend money carelessly, their habits are likely to rub off on you.
The holiday is not an excuse for extravagant spending, remember that January is waiting on the other side.
You’re Not in A Competition with Anyone
If you're spending beyond your means because you feel that you need to keep up with your friends or show others that you can afford a certain lifestyle, you're not doing yourself any favors.
Stop worrying about what others can afford and think about how you can live within your means.
Review your attitude towards consumer goods. Don’t let what you read on fashion, home style, and consumer technology magazines or the flashy shows you watch TV make you feel bad about not having the latest designer item, gadget, or home improvement item.
Choose quality products that will last a long time, but unless you have a lot of money to spare, don't pay more for brand-name items just because they are fashionable
Compare Items or Brands When Shopping
If you're on a tight budget, you want to make sure you're always getting the best deal on absolutely everything. Take some time to compare prices for items you purchase regularly and for large purchases.
They are various shopping apps out there that can be used to do checks on prices. Find time to go through them based on the product or services you want.
Shopping for necessities online can be cheaper in some instances, but make sure you take shipping charges into account.
Watch out for "deals" on items you weren't planning on buying in the first place. Even if the price is great, you will save more by not buying it at all.
Save On Transaction Charges
While many people may think that transaction charges do not have significant effect on your money, we have proof that it does.
If you take the time to collate the debits you receive as transaction charge monthly and yearly, then you will see that it quickly adds up. You can save all that money buy simply using the Page App which enables you make unlimited transactions for FREE.
You know the saying “It’s the little things that count”, at Page Financials, we believe every Naira/Kobo counts and that is why the Page Mobile App offers you much more. It is available on the Google Play store and also on the iOS app store.
Stay Ahead with A Speed Dial Loan
Sometimes, having a strong financial backup or a financial services provider that you can depend on to reach on speed dial is all you need to remain confident and buoyant to meet all your needs.
At Page, we afford our customers the possibility of living their dream lives in and out of season by giving access to loans of up to N5 million within a day.
If you are considering a personal loan as your financing option to meet one or two financial obligations, then Page is your best bet. Visit www.pagefinancials.com to apply for up to N5 million now and repay conveniently within 3 to 12 months.
No matter your age, or where you are in your financial walk, taking the first step to learning and improving your finances is a commendable step.
If you’d like to speak one-on-one with us for financial advice, you can speak to a financial expert at Page for free by calling 017007243 or sending an email to firstname.lastname@example.org
Visit our blog at https://pagefinancials.com/blog for more inspirations on how to take charge of your financial life.