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Savings and Investment Moves to Make in Your 30s

posted on Mar 12, 2024 |   1200 likes


Entering your thirties is an exciting time, full of new opportunities and responsibilities. As the popular saying goes, “life begins at 30,” clocking 30 opens you to new experiences that will define the next decades of your life. It's also an important time for financial planning, as the savings and investment decisions you make can lay the groundwork for the future state of your financial security.


Set Specific Financial Goals:

Define clear and achievable financial goals, such as buying a home, starting a family, or traveling the world. Break down these goals into smaller milestones and create a plan to achieve them within a realistic timeframe. Once you are through with this, you would know how much would be needed to fund them which will in turn impact how much you can let go from your income.

Assess Your Financial Situation:

Fingers are not equal and so are your finances. The lofty investment achievements of others might not be the level you can start on and that is fine. It is important to note that in the world of investing, any amount counts – no matter how much.

To get started, ensure you identify your current financial situation, including income, expenses, debt, and savings. Then create a plan for how much you set aside as savings and investment and how much you spend monthly. Once you can do this, ensure you follow it judiciously on a month-to-month basis.

Establish an Emergency Funds

As much as we advise that you create a consistent schedule for saving and investing, we also understand that life itself comes with emergencies that rear its head from time to time in our life’s journey. At times when we run into an emergency need, we also need to be able to cushion it by having some funds set aside for it.


An emergency fund is needed to cover unexpected expenses like medical bills, car repairs, or accommodation needs. Save for three to six months’ worth of living expenses in a high-interest savings or investment account specially dedicated for emergencies. The Page Financials Fixed Deposit investment serves as a good example of such investment tool to leverage as you can deposit your funds for about 90 – 360 days and yield as much as 16-18% in interest.


Invest for the Long Term:

Reaping the gains from investing is a long-term game. That way, you can earn significant returns overtime that impact your overall financial status. Therefore, we suggest you go into investment not with the purpose of immediate gratification; rather, to nurture over the years to sort future goals. That way, you create a financial plan that is sustainable for your financial growth.

Diversify your savings and investment:

As the popular African proverb quotes: “many roads lead to the market,” the route to a secure financial future doesn’t just come in one way. Explore various saving and investment types, if need be, adopt these investment options for various goals in your life, and possibly test each of them with your money to assess performance long term (if your risk appetite is high). Over time, you’ll become abreast of how investment works and more so have a robust portfolio of passive income filled with multiple streams of income.

Review and Adjust Your Plan Regularly:

Monitor your progress towards your financial goals and adjust your savings and investment strategies as needed.

Stay informed about changes in the financial markets and seek professional advice when necessary to make informed decisions.



By implementing these smart money moves and strategies in your 30s, you can set yourself up for long-term financial success and security. Remember, the key is to start early, stay disciplined, and make informed choices that align with your financial goals and priorities. With careful planning and dedication, you can build a brighter financial future for yourself and your loved ones. For next steps on bringing this new habit to fruition, you can contact us at Page Financials for your Fixed Deposit investment. Get started by sending us an email on customer@pagefinancials.com or visiting our website on www.pagefinancials.com.

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